HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$728,605$728,605$809,100
Remaining term (yrs)25.925.930.0
Secondary amount$0$80,495$0
Funding fee$3,643$3,643$0
Note rate4.82%4.82%7.24%
Blended rate4.82%5.236%7.48%
1st payment$4,100.59$4,100.59$5,514.00
2nd payment$0.00$603.71$0.00
Taxes / mo$403.17$403.17$403.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.82
HOA / mo$0.00$0.00$0.00
Total monthly$4,720.43$5,324.14$6,295.65
Cash to close$170,395$89,900$89,900