HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$370,065$370,065$405,000
Remaining term (yrs)24.224.230.0
Secondary amount$0$34,935$0
Funding fee$0$0$0
Note rate2.73%2.73%7.24%
Blended rate3.58%4.048%7.48%
1st payment$1,735.95$1,735.95$2,760.07
2nd payment$0.00$262.01$0.00
Taxes / mo$491.00$491.00$491.00
Insurance / mo$150.00$150.00$150.00
MI / mo$301.99$301.99$81.00
HOA / mo$32.00$32.00$32.00
Total monthly$2,710.93$2,972.95$3,514.07
Cash to close$79,935$45,000$45,000