HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$364,229$364,229$369,000
Remaining term (yrs)25.825.830.0
Secondary amount$0$25,271$0
Funding fee$0$0$0
Note rate5.41%5.41%7.24%
Blended rate6.26%6.624%7.48%
1st payment$2,180.29$2,180.29$2,514.73
2nd payment$0.00$250.07$0.00
Taxes / mo$207.83$207.83$207.83
Insurance / mo$150.00$150.00$150.00
MI / mo$274.72$274.72$73.80
HOA / mo$13.33$13.33$13.33
Total monthly$2,826.18$3,076.25$2,959.69
Cash to close$45,771$20,500$41,000