HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$575,511$575,511$899,997
Remaining term (yrs)23.723.730.0
Secondary amount$0$324,486$0
Funding fee$2,878$2,878$0
Note rate3.35%3.35%7.24%
Blended rate3.35%4.936%7.48%
1st payment$2,930.74$2,930.74$6,133.46
2nd payment$0.00$2,095.64$0.00
Taxes / mo$460.25$460.25$460.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$180.00
HOA / mo$4.17$4.17$4.17
Total monthly$3,611.83$5,707.47$6,994.55
Cash to close$424,486$100,000$100,000