HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$412,997$412,997$517,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$104,503$0
Funding fee$0$0$0
Note rate2.81%2.81%7.24%
Blended rate3.66%4.536%7.48%
1st payment$1,944.94$1,944.94$3,526.75
2nd payment$0.00$696.68$0.00
Taxes / mo$280.42$280.42$280.42
Insurance / mo$166.67$166.67$166.67
MI / mo$334.85$334.85$103.50
HOA / mo$617.00$617.00$617.00
Total monthly$3,343.87$4,040.55$4,694.34
Cash to close$162,003$57,500$57,500