HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$468,929$468,929$940,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$471,571$0
Funding fee$2,345$2,345$0
Note rate2.87%2.87%7.24%
Blended rate2.87%5.317%7.48%
1st payment$2,254.73$2,254.73$6,409.49
2nd payment$0.00$3,045.56$0.00
Taxes / mo$568.75$568.75$568.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$188.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,040.15$6,085.71$7,383.01
Cash to close$576,071$104,500$104,500