Tony English | HQ Homes

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$454,716	$396,000
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$2,274	$0
Note rate	5.52%	7.24%
Blended rate	5.52%	7.48%
1st payment	$2,756.05	$2,698.73
2nd payment	$0.00	$0.00
Taxes / mo	$260.50	$260.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$79.20
HOA / mo	$9.17	$9.17
Total monthly	$3,175.72	$3,197.60
Cash to close	$0	$44,000