HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$196,660$196,660$417,600
Remaining term (yrs)24.024.030.0
Secondary amount$0$220,940$0
Funding fee$983$983$0
Note rate2.94%2.94%7.24%
Blended rate2.94%5.485%7.48%
1st payment$950.38$950.38$2,845.94
2nd payment$0.00$1,426.91$0.00
Taxes / mo$122.42$122.42$122.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.52
HOA / mo$190.33$190.33$190.33
Total monthly$1,429.80$2,856.70$3,408.87
Cash to close$267,340$46,400$46,400