HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$407,651$407,651$431,100
Remaining term (yrs)24.324.330.0
Secondary amount$0$47,399$0
Funding fee$2,038$2,038$0
Note rate2.68%2.68%7.24%
Blended rate2.68%3.638%7.48%
1st payment$1,897.31$1,897.31$2,937.94
2nd payment$0.00$469.05$0.00
Taxes / mo$158.50$158.50$158.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.22
HOA / mo$2.50$2.50$2.50
Total monthly$2,224.97$2,694.02$3,351.83
Cash to close$71,349$23,950$47,900