HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$247,714$247,714$467,999
Remaining term (yrs)23.923.930.0
Secondary amount$0$220,285$0
Funding fee$0$0$0
Note rate2.88%2.88%7.24%
Blended rate3.73%5.622%7.48%
1st payment$1,192.34$1,192.34$3,189.41
2nd payment$0.00$1,422.67$0.00
Taxes / mo$163.00$163.00$163.00
Insurance / mo$166.67$166.67$166.67
MI / mo$203.43$203.43$93.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,725.44$3,148.12$3,612.67
Cash to close$272,285$52,000$52,000