HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$435,491$409,320
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.27%7.24%
Blended rate6.12%7.48%
1st payment$2,586.12$2,789.51
2nd payment$0.00$0.00
Taxes / mo$344.25$344.25
Insurance / mo$166.67$166.67
MI / mo$330.99$81.86
HOA / mo$15.00$15.00
Total monthly$3,443.03$3,397.29
Cash to close$19,309$45,480