HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$142,255$142,255$252,000
Remaining term (yrs)19.719.730.0
Secondary amount$0$109,745$0
Funding fee$0$0$0
Note rate3.61%3.61%7.24%
Blended rate4.46%6.002%7.48%
1st payment$840.29$840.29$1,717.38
2nd payment$0.00$731.63$0.00
Taxes / mo$177.00$177.00$177.00
Insurance / mo$150.00$150.00$150.00
MI / mo$130.75$130.75$50.40
HOA / mo$262.00$262.00$262.00
Total monthly$1,560.04$2,291.67$2,356.78
Cash to close$137,745$28,000$28,000