HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$433,319$432,000
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.55%7.24%
Blended rate6.4%7.48%
1st payment$2,634.21$2,944.07
2nd payment$0.00$0.00
Taxes / mo$245.92$245.92
Insurance / mo$166.67$166.67
MI / mo$326.82$86.40
HOA / mo$69.00$69.00
Total monthly$3,442.61$3,512.06
Cash to close$46,681$48,000