HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$662,289$662,289$762,300
Remaining term (yrs)24.724.730.0
Secondary amount$0$100,011$0
Funding fee$3,311$3,311$0
Note rate2.999%2.999%7.24%
Blended rate2.999%3.655%7.48%
1st payment$3,161.63$3,161.63$5,195.06
2nd payment$0.00$666.74$0.00
Taxes / mo$326.25$326.25$326.25
Insurance / mo$0.00$0.00$0.00
MI / mo$0.00$0.00$152.46
HOA / mo$573.00$573.00$573.00
Total monthly$4,060.88$4,727.62$6,246.77
Cash to close$184,711$84,700$84,700