HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$354,699$354,699$441,000
Remaining term (yrs)24.424.430.0
Secondary amount$0$86,301$0
Funding fee$1,773$1,773$0
Note rate2.81%2.81%7.24%
Blended rate2.81%4.021%7.48%
1st payment$1,670.39$1,670.39$3,005.41
2nd payment$0.00$647.26$0.00
Taxes / mo$334.00$334.00$334.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$39.33$39.33$39.33
Total monthly$2,210.39$2,857.64$3,633.60
Cash to close$135,301$49,000$49,000