HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$335,761$335,761$990,000
Remaining term (yrs)20.920.930.0
Secondary amount$0$654,239$0
Funding fee$1,679$1,679$0
Note rate3.94%3.94%7.24%
Blended rate3.94%6.458%7.48%
1st payment$1,960.82$1,960.82$6,746.83
2nd payment$0.00$4,225.29$0.00
Taxes / mo$615.67$615.67$615.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$198.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,793.15$7,018.44$7,777.16
Cash to close$764,239$110,000$110,000