HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$403,874$403,874$895,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$491,626$0
Funding fee$2,019$2,019$0
Note rate3.45%3.45%7.24%
Blended rate3.45%5.811%7.48%
1st payment$1,990.31$1,990.31$6,102.82
2nd payment$0.00$3,175.08$0.00
Taxes / mo$114.75$114.75$114.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$179.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,321.73$5,496.81$6,613.33
Cash to close$591,126$99,500$99,500