HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$394,637$394,637$1,169,910
Remaining term (yrs)22.522.530.0
Secondary amount$0$775,273$0
Funding fee$0$0$0
Note rate4.27%4.27%7.24%
Blended rate5.12%6.863%7.48%
1st payment$2,271.88$2,271.88$7,972.91
2nd payment$0.00$5,006.97$0.00
Taxes / mo$198.75$198.75$198.75
Insurance / mo$216.67$216.67$216.67
MI / mo$326.35$326.35$233.98
HOA / mo$0.00$0.00$0.00
Total monthly$3,013.65$8,020.62$8,622.31
Cash to close$905,263$129,990$129,990