HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$322,111$322,111$765,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$442,889$0
Funding fee$1,611$1,611$0
Note rate2.89%2.89%7.24%
Blended rate2.89%5.704%7.48%
1st payment$1,548.37$1,548.37$5,213.46
2nd payment$0.00$2,860.32$0.00
Taxes / mo$514.00$514.00$514.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$153.00
HOA / mo$45.00$45.00$45.00
Total monthly$2,324.04$5,184.36$6,142.13
Cash to close$527,889$85,000$85,000