HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$384,270$384,270$495,000
Remaining term (yrs)24.224.230.0
Secondary amount$0$110,730$0
Funding fee$1,921$1,921$0
Note rate2.77%2.77%7.24%
Blended rate2.77%3.94%7.48%
1st payment$1,810.42$1,810.42$3,373.42
2nd payment$0.00$738.20$0.00
Taxes / mo$277.67$277.67$277.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,254.75$2,992.95$3,916.75
Cash to close$165,730$55,000$55,000