HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$233,368$233,368$373,500
Remaining term (yrs)20.120.130.0
Secondary amount$0$140,132$0
Funding fee$1,167$1,167$0
Note rate3.47%3.47%7.24%
Blended rate3.47%5.17%7.48%
1st payment$1,342.12$1,342.12$2,545.40
2nd payment$0.00$934.21$0.00
Taxes / mo$204.41$204.41$204.41
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$88.33$88.33$88.33
Total monthly$1,784.85$2,719.07$3,062.83
Cash to close$181,632$41,500$41,500