HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$543,328$543,328$567,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$55,172$0
Funding fee$2,717$2,717$0
Note rate3.45%3.45%7.24%
Blended rate3.45%4.227%7.48%
1st payment$2,677.55$2,677.55$3,864.09
2nd payment$0.00$545.97$0.00
Taxes / mo$437.42$437.42$437.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$113.40
HOA / mo$56.00$56.00$56.00
Total monthly$3,337.63$3,883.60$4,637.58
Cash to close$86,672$31,500$63,000