HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$197,513$197,513$751,500
Remaining term (yrs)20.020.030.0
Secondary amount$0$553,987$0
Funding fee$988$988$0
Note rate3.44%3.44%7.24%
Blended rate3.44%6.617%7.48%
1st payment$1,136.13$1,136.13$5,121.46
2nd payment$0.00$3,577.83$0.00
Taxes / mo$226.50$226.50$226.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$150.30
HOA / mo$116.67$116.67$116.67
Total monthly$1,695.97$5,273.80$5,831.60
Cash to close$637,487$83,500$83,500