HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$335,003$335,003$432,000
Remaining term (yrs)24.424.430.0
Secondary amount$0$96,997$0
Funding fee$1,675$1,675$0
Note rate2.74%2.74%7.24%
Blended rate2.74%4.146%7.48%
1st payment$1,565.65$1,565.65$2,944.07
2nd payment$0.00$727.48$0.00
Taxes / mo$453.25$453.25$453.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.40
HOA / mo$39.00$39.00$39.00
Total monthly$2,224.57$2,952.05$3,689.39
Cash to close$144,997$48,000$48,000