HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$350,147$350,147$405,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$54,853$0
Funding fee$1,751$1,751$0
Note rate2.84%2.84%7.24%
Blended rate2.84%3.674%7.48%
1st payment$1,631.44$1,631.44$2,760.07
2nd payment$0.00$411.40$0.00
Taxes / mo$136.83$136.83$136.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,918.28$2,329.68$3,127.90
Cash to close$99,853$45,000$45,000